Czech

3

Not applicable.

Students will gain knowledge of the banking sector functioning, different types of banks, possibilities of usage of the banking products in practice, payment instruments and banking services usage, risk elimination. They will learn to respect the "time value of money" principle when choosing a suitable banking product.

Not required.

Not applicable.

Teaching is carried out through lectures and seminars. Lectures consist of interpretations of basic principles, methodology of given discipline, problems and their exemplary solutions. Seminars particularly support practical mastery of subject matter presented in lectures or assigned for individual study with the active participation of students.

The course is concluded by credit in the form a written test, graded in accordance with the ECTS grading scale. Working out three financial mathematics exercises on at least 67% is a condition for evaluating the test.

1. Type of banks and their role in financial system.
2. Current development trends in banks.
3. Interest, understanding and behaviour of interest rate.
4. Payment instruments I. - cheque, bill of exchange.
5. Payment instruments I. - documentary.
6. Domestic and international noncash payment system.
7. Bank sources, deposit business.
8. Credit business.
9. Assurance and management of credit risks.
10. Financial-credit business of banks.
11. Internal bank economy, management of assets and debts.
12. Mortgage and consumer credit.
13. Financing of developer projects.

Not applicable.

The main objective of the course is to provide students with the necessary knowledge of basic functions of the banking sector, types of banks and the way of their entrepreneurship. Also to deal with the basic rules of active and passive transactions of banks with clients, international business financing, domestic and foreign system of payment, cash transactions, using the payment instruments, information systems and providing the banking services. It also shows students into bank marketing, business ethics, management of changes in the bank, liquidity management and internal economics of the bank, banking transactions at bank's own account, exchange transactions, transactions with receivables and stock and bonds, banking risk management. Students will have a grasp of interest rates, returns, present and future values, the way of their functioning and impact on entrepreneurial activities.

Not applicable.

Not applicable.

Not applicable.

ZEMAN, V., MELUZÍN, T.: Bankovnictví pro stud. obor RI, 1. vyd Brno CERM 2009, 216 str.,ISBN 978-80-214-4040-1 (CS)
ZEMAN,V., MELUZÍN, T.: Bankovnictví I.,II., 2. rozšířené a doplněné vyd. Brno, CERM 2008, 198 str., ISBN 978-80-214-3580-3 (1.díl), 978-80-214-3581-0 (2. díl) (CS)
RADOVÁ, J., DVOŘÁK, P.: Finanční matematika pro každého, 4. vyd. Praha, Grada Publishing 2003, 259 str. ISBN 80-247-0473-0 (CS)
KOLEKTIV AUTORŮ, Bankovnictví, 5. vyd. Praha, Bankovní institut 2004, 292 str. ISBN 80-7265-035-1 (CS)

POLIDAR, V.: Management bank a bankovních obchodů, 2. vyd. Praha, Ekopress 1999, 450 str. (CS)
SCHLOSSBERGER, O., SOLDÁNOVÁ, M.: Platební styk, 3. přepracované a doplněné vyd. Praha, Bankovní institut 2005, 368 str. ISBN 80-7265-072-6 (CS)
ROSEMBERG, J., M.: Slovník bankovních a finančních služeb I - IV, 1. vyd. Praha, Victoria Publishing 1994, (CS)
MELUZÍN, T.: Finanční trhy - cvičení . 1. vyd. Brno CERM 2005, 46 str. ISBN 80-214-3048-6 (CS)

13 hours, compulsory

Financion mathematics
- Interest calculation
- Savings
- Credits repaiment
- Case study - martgage