Czech

4

Not applicable.

Students will be cognizant of a function of banking sector, different types of banks, possibilities to use the banking products in practice, payment instruments and banking services utilization, risk elimination. They will be aware of the “time value of money” principle when choosing a suitable banking product, elaboration of a loan application for particular company.

The course is a follow-up to the monetary theory, interests theory, money market, expansive and restrictive monetary policy in open economy, EU monetary policy aspects, basic functions of commercial banks and the essence of their entrepreneurial activities, and basic types of banking products.

Not applied.

Lectures consist of an explanation of basic principles, methodology of the discipline, problems and their solutions.

Exercises promote the practical mastery of subject presented in lectures or assigned for individual study with the active participation of students.

The credit will be granted if a business plan is submitted – loan request. The exam takes the form of a orientation knowledge test and oral examination, which consists of answered three assigned questions. The questions are chosen from the areas of the banking products, transactions and economics.
The test is classified according to ECTS.
Result orientation knowledge test is only a complementary view of the knowledge level of student.

1. Types of banks and their functions in the financial system
2. Actual trends of banking development
3. Interest, understanding and characteristics of interest rates
4. Payment instruments I. - cheque, bill of exchange
5. Payment instruments II. - documentary
6. Payment cards
7. System of domestic payments
8. Bank resources, deposit (passive) banking business
9. Banking transactions - loans, collaterals
10. Loan risk security
11. Banking trading - financial leasing, factoring, forfeiting
12. Foreign payments, foreign and exchange operations
13. Internal bank economics, assets and liabilities management,
14. Alternative chanels of products distribution

Not applicable.

The main objective of the course is to provide students with the necessary knowledge of basic functions of the banking sector, types of banks and the way of their entrepreneurship. Also dealt with are the basic rules of active and passive transactions of banks with clients, international business financing, domestic and foreign system of payment, cash transactions, using of payment instruments, information systems and providing of banking services. It familiarises students with bank marketing, business ethics, management of changes in the bank, liquidity management and internal economics of the bank, banking transactions at bank’s own account, exchange transactions, transactions with receivables and stock and bonds, banking risk management. Students will have a grasp of interest rates, returns, present and future values, the way of their functioning and impact on entrepreneurial activities.

Control is fully in teacher’s competence. Active participation in lessons, continuous control of knowledge at seminars.

Not applicable.

Not applicable.

ZEMAN, V., MELUZÍN, T., Bankovnictví I,II, 2. vydání, Brno, CERM 2008, ISBN 978-80-214-3580-3 (1.díl), 978-80-214-3581-0 (2.díl) (CS)
POLIDAR, V., Management bank a bankovních obchodů, 2. vydání, Praha, Ekopress 1999, ISBN 80-86119-11-4 (CS)

KOLEKTIV AUTORŮ, Bankovnictví, 5. vydání, Praha, Bank. Institut 2004 ISBN 80-7265-035-1 (CS)
SCHLOSSBERGER,O., SOLDÁNOVÁ, M., Platební styk, 3. přepracované a doplněné vyd., Praha, Bankovní institut, 2005, ISBN 80-7265-072-6 (CS)
ROSENBERG,J.M.: Slovník bankovních a finančních služeb,1 vyd., I.-IV., Praha Victoria Publishing 1994. 954s.,ISBN 820-85605-01-5 (CS)
JUŘÍK,P.: Svět platebních karet. 1.vyd.,Praha, Radix 1995,125 s.,ISBN 80-901853-1-2 (CS)
MELZUZÍN, T.,Finanční trhy - cvičení, 1. vyd. Brno CERM 2005, ISBN 80-214-3048-6 (CS)

10 hours, compulsory

Seminar
- Elaboration of a loan application – financial statements, selected economic indicators, cash flow
- Case study - building saving
- Case study - pensions funds and life insurance
- Case study - mortgages
- Banking products comparison
- Presentation of students’ works and their evaluation