Course detail

Banking

FP-banPAcad. year: 2012/2013

The course focuses on the following topics: Explanation of different types of banks, functions of banking sector, banking operation types, payment instruments, bank products, bank marketing, use of financial mathematics in banking, crediting, management of bank liquidity, assets and liabilities management including risk management.

Language of instruction

Czech

Number of ECTS credits

5

Mode of study

Not applicable.

Guarantor

prof. Ing. Tomáš Meluzín, Ph.D.

Department

Institute of Economics (ÚE)

Learning outcomes of the course unit

Students will be cognizant of a function of banking sector, different types of banks, possibilities to use the banking products in practice, payment instruments and banking services utilization, risk elimination. They will be aware of the “time value of money” principle when choosing a suitable banking product, elaboration of a loan application for particular company.

Prerequisites

The course is a follow-up to the monetary theory, interests theory, money market, expansive and restrictive monetary policy in open economy, EU monetary policy aspects, basic functions of commercial banks and the essence of their entrepreneurial activities, and basic types of banking products.

Co-requisites

Not applicable.

Planned learning activities and teaching methods

Teaching methods depend on the type of course unit as specified in the article 7 of BUT Rules for Studies and Examinations.

Assesment methods and criteria linked to learning outcomes

The course-unit credit is awarded on condition of having worked out a business plan – loan application. The form of examination is combined – a written test and oral examination.

Course curriculum

1. Types of banks and their functions in the financial systém
2. Actual trends of banking development
3. Interest, understanding and characteristics of interest rates
4. Payment instruments I. - cheque, bill of exchange
5. Payment instruments II. – documentary
6. Payment cards
7. System of domestic payments
8. Bank resources, deposit (passive) banking business
9. Banking transactions - loans, collaterals
10. Loan risk security
11. Banking trading - financial leasing, factoring, forfeiting
12. Foreign payments, foreign and exchange operations
13. Internal bank economics, assets and liabilities management,
14. Alternative chanels of products distribution

Work placements

Not applicable.

Aims

The main objective of the course is to provide students with the necessary knowledge of basic functions of the banking sector, types of banks and the way of their entrepreneurship. Also dealt with are the basic rules of active and passive transactions of banks with clients, international business financing, domestic and foreign system of payment, cash transactions, using of payment instruments, information systems and providing of banking services. It familiarises students with bank marketing, business ethics, management of changes in the bank, liquidity management and internal economics of the bank, banking transactions at bank’s own account, exchange transactions, transactions with receivables and stock and bonds, banking risk management. Students will have a grasp of interest rates, returns, present and future values, the way of their functioning and impact on entrepreneurial activities.

Specification of controlled education, way of implementation and compensation for absences

Control is fully in teacher’s competence. Active participation in lessons, continuous control of knowledge at seminars.

Recommended optional programme components

Not applicable.

Prerequisites and corequisites

Not applicable.

Basic literature

Not applicable.

Recommended reading

Not applicable.

Classification of course in study plans

  • Programme MGR Master's

    branch MGR-PFO , 1. year of study, summer semester, compulsory

Type of course unit

 

Lecture

26 hours, optionally

Teacher / Lecturer

doc. Ing. Vlasta Kašparovská, Ph.D.
Ing. Václav Zeman

Syllabus

Lecture
 Types of banks and their functions in the financial system (1)
 Contemporary trends of banking development (2)
 Interest, understanding and characteristics of interest rates (3)
 Payment instruments I. - order, cheque, bill of exchange (4)
 Payment instruments II. – letter of credit, (5)
 Payment cards (6)
 System of payment (7)
 Bank resources, deposit (passive) banking (8)
 Banking transactions I - loans, collaterals, (9)
? Banking transactions II. - loan risk security (10)
 Banking transactions III. - financial leasing, factoring, forfeiting (11)
 Foreign trade financing, foreign and exchange operations (12)
 Internal bank economics, bank liquidity management, assets and liabilities management
 Alternative channels bank of product disttribution (14)

Exercise

13 hours, compulsory

Teacher / Lecturer

Ing. Lucie Mašterová, Ph.D.

Syllabus

Seminar
- Elaboration of a loan application – financial statements, selected economic indicators, cash flow
- Case study - building saving
- Case study - pensions funds and life insurance
- Case study - mortgages
- Banking products comparison
- Presentation of students’ works and their evaluation