FP-banPAcad. year: 2018/2019
The aim of subject is to gain basic knowledge about the types of banks, product and customer-oriented banks, the banking sector, principles of prudent business of banks, types of banking transactions, payment instruments and financial transfers, bank products and distribution channels to clients, bank credit and financial - loan transactions with clients including credit risk management, liquidity management fundamentals, including the management of its assets and liabilities. Completion of the course will enable students to understand the processes taking place in the current banking and virtually participate in this activity.
Learning outcomes of the course unit
To gain knowledge about the banking sector, the various types of banks, the function of the central bank and its monetary policy on the economy, on liquidity management and its internal economy, banks trading on their own account, foreign exchange transactions, transactions with receivables and securities, bank risk management . To orient students in interest rates, yields, present and future values, their behavior and the impact on business activity.
The course is a follow-up to the monetary theory, interests theory, money market, expansive and restrictive monetary policy in open economy, EU monetary policy aspects, basic functions of commercial banks and the essence of their entrepreneurial activities, and basic types of banking products.
Recommended optional programme components
Recommended or required reading
ZEMAN, V., MELUZÍN, T., Bankovnictví I, II, 2. vydání, Brno, CERM 2008, ISBN 978-80-214-3580-3 (1.díl), 978-80-214-3581-0 (2.díl) (CS)
ZEMAN, V., SLEZÁK, M., Centrální bankovnictví a monetární politika, 1. vydání CERM 2010, ISBN 978-80-214-4043-2 (CS)
POLIDAR, V., Management bank a bankovních obchodů, 2. vydání, Praha, Ekopress 1999, ISBN 80-86119-11-4 (CS)
REVENDA, Z., Centrální bankovnictví, 2., rozšířené vyd., Praha Management Press, 2001,782 s., ISBN 80-7261-051-1 (CS)
KAŠPAROVSKÁ, V., TOMAN, P., LAŠTŮVKOVÁ, J. Bankovnictví II. Vybrané kapitoly z bankovního řízení. 1. vyd. Brno: Mendelova univerzita v Brně, 2014. 129 s. ISBN 978-80-7509-128-4 (CS)
KOLEKTIV AUTORŮ, Bankovnictví, 5. vydání, Praha, Bank. Institut 2004 ISBN 80-7265-035-1 (CS)
REVENDA,. Z a kol., Peněžní ekonomie a bankovnictví, 1.vyd., Praha Management Press, 1996,613s., ISBN 80-85943-0 (CS)
Planned learning activities and teaching methods
Lectures consist of an explanation of basic principles, methodology of the discipline, problems and their solutions.
Exercises promote the practical mastery of subject presented in lectures or assigned for individual study with the active participation of students.
Assesment methods and criteria linked to learning outcomes
The credit will be granted on the basis of the individual student project focused on the application of theoretical knowledge mainly in the financial analysis of selected commercial banks. The exam takes the form of a knowledge test and continuing oral examination, which consists of answered 1 - 3 questions. The questions are chosen from the areas of the banking system, transactions and economics.
The test is classified according to ECTS.
Result orientation knowledge test is only a complementary view of the knowledge level of student.
Language of instruction
1. Characteristics and functions of commercial banks.
2. The Product and The Client model of banking.
3. Interest, understanding and behavior of interest rates. Fundamentals of the theory of interest rate.
4. Management of commercial cank and its internal economy. Liquidity management, asset and liability management.
5. The bank's profitability, its analysis and management, evaluation of resources, allocation of costs and revenues
6. Risk management.
7. Principles of banks' capital adequacy.
8. Regulation of the banking system, the components of regulation and supervision,
9. Regulatory Basel II. and BASEL III.
10. Central Bank's macroeconomic and microeconomic functions of the monetary base, the Monetary Survey.
11. Monetary policy of central banks, monetary aggregates, monetary criteria, inflation targeting.
12. Market and administrative instruments of monetary policy
13. Money demand, money supply, multiplication of money in the banking sector.
The main objective of the course is to provide students with the necessary knowledge of basic functions of the banking sector, types of banks and the way of their entrepreneurship. It familiarises students with bank management, risk management, liquidity management and internal economics of the bank, banking transactions at bank’s own account, exchange transactions, transactions with receivables and stock and bonds, banking risk management. Students will have a grasp of interest rates, returns, present and future values, the way of their functioning and impact on entrepreneurial activities.
Specification of controlled education, way of implementation and compensation for absences
Control is fully in teacher’s competence. Active participation in lessons, continuous control of knowledge at seminars.