Czech

3

Not applicable.

The acquired knowledge will enable students to better understand the issue of providing insurance coverage and insurance sectors. Students will understand the meaning of commercial insurance, risk management and the necessity of a deeper understanding of the consequences of possible solutions to the claim that occurred. Students will be able to understand the range of insurance products in the insurance market in the Czech Republic, in the extent of insurance cover and how to settle a claim. Understanding the rules of regulation and supervision of insurance will help students to acquire broader overview of the implementation of legal standards of the European Union in terms of financial and insurance market in the Czech Republic. Students will be able to skilfully address the health and property of individuals and legal entities through using commercial insurance.

The course of study is the feed rate of insurance theory, which extends the basic knowledge of students. For successful completion of the course must have the required knowledge of business economics and be able to understand the current information from the insurance market of the European Union and the Czech Republic.

Not applicable.

Teaching is carried out through lectures and seminars. Lectures consist of interpretations of basic principles, methodology of given discipline, problems and their exemplary solutions. Seminars particularly support practical mastery of subject matter presented in lectures or assigned for individual study with the active participation of students.

For the granting credit, it is required to meet the following conditions:
1st Mandatory and active participation in exercises.
2nd Processing of presentation and submission of an essay on assigned topic.
3rd Successful completion of a credit hour exam (60%).

The exam is oral (a condition for admission to the test is obtaining credit).

Lectures:
Introduction. Risk and Insurance - definition of risk, risk classification, risk management, financial risk coverage. Insurance and insurance - the characteristics, principles of insurance, insurance agencies, insurance relationship, retaining an interest. Classification of insurance - insurance, according to the classification of basic insurance theory and practice under the insurance, the insurance industry. Life insurance - endowment life insurance investment life insurance, pension insurance, life insurance in economics, statistics, life insurance, demographic and pension system. Non-life insurance - property insurance, motor insurance, liability insurance, insurance value, non-life insurance statistics, a model example of insurance companies. Reinsurance - significance and challenges collateral securing structure, co-insurance insurance pools. Insurance commercial insurance business - the creation of insurance, insurance management, and claims handling, prevention activities. Capital equipment and investment activities of insurance companies - capital, technical reserves, investments, limits on investments, Solvency II. Management of commercial insurance - income, expenses, earnings, annual insurance report. Legal Standards of Insurance - Insurance Act, Act on Insurance Contract Law on Insurance Intermediaries and Independent Loss Adjusters, Insurance Act liability for damage caused by vehicles. Regulation and Supervision in Insurance - the scope and object of supervision in the insurance industry associations, international institutions in the insurance industry. The insurance market - breakdown insurance market indicators of the insurance market, insurance market, the CR statistic. Current insurance issues in the CR and the EU.

Seminars:
Introductory seminar - to acquaint students with the content of seminars, seminar work topics and work requirements for the processing, delivery and presentation. Build teams and seminar papers. Personal insurance - life insurance, pension insurance, accident insurance, serious illness, travel insurance, group insurance. Insurance business and industry - insurance, property insurance, property and buildings insurance against theft, insurance, machinery and equipment, construction and installation insurance, business interruption insurance, transportation insurance, goods in transit, liability insurance, product liability insurance, liability for damage caused by environmental pollution, insurance, legal assistance. Motor insurance - motor insurance, motor vehicle liability insurance for damage caused to vehicles. The insurance market - insurance fraud, the current state of the insurance market in the CR and the EU. Marketing of commercial insurance - insurance products offer of commercial insurance on the Internet, insurance products "calculators", and insurance promotional materials.

Not applicable.

The course aims are:
- to provide students with basic knowledge and current information from the insurance industry
- to acquaint them with the safety theory, principles of insurance and insurance protection
- inform them about the insurance market offer in the Czech Republic with various types of insurance, including pointing out problem areas from the sale of insurance products, insurance administration and claims handling.

Attendance at seminars is compulsory. At the seminars there will be presented essays on assigned topics in the required extent. Seminar works’ content and formal design make notice, too. Attendance at lectures is recommended.

Not applicable.

Not applicable.

ŘEZÁČ, F. Pojišťovnictví. 1.vyd. Brno: VUT – FP, 2011. 110 s. ISBN 978-80-214-4242-9
ŘEZÁČ, F. a kol. Marketingové řízení komerční pojišťovny. 1.vyd. Brno: MU, tisk: BonnyPress, 2009. 210 s. ISBN 978-80-210-4799-0

MAJTÁNOVÁ, A., DAŇHEL, J., DUCHÁČKOVÁ, E., KAFKOVÁ, E. POJIŠŤOVNICTVÍ – Teorie a praxe. 1. vydání. Praha: EKOPRESS, 2006. 288 s. ISBN 80-86929-19-1
PÁLENÍK, V. A KOL. Základy pojišťovnictví především průmyslových a podnikatelských rizik. Praha: LINDE, 2007. 239 s. ISBN 978-80-7201-644-0
ZÁRYBNICKÁ, J., SCHELLE, K. Pojištění odpovědnosti za škodu. 1.vyd. Ostrava: KEY Publishing, 2010. 220 s. ISBN 978-80-7418-061-3
Zákon č. 277/2009 Sb., o pojišťovnictví

13 hours, compulsory